KYC Onboarding & ID Verification
FaceTec's 3D FaceScan and ID matching technology is used to verify new customers remotely during KYC onboarding.
The challenge
Remote onboarding needs a way to confirm that the person opening an account is a real, present individual and that they match the identity document they have presented, without requiring an in-person visit. Photo-based checks are vulnerable to spoofing with printed photos, screens, masks or deepfakes, which undermines the confidence KYC processes are meant to provide.
FaceTec's identity check approach combines a certified liveness check with a 3D face match against a scanned ID document, giving onboarding teams a stronger basis for trusting that a remote applicant is who they claim to be.
Practical applications
3D FaceScan capture during onboarding
Captures a short 3D video selfie alongside images of the front and back of a photo ID within a single guided user flow, giving onboarding systems both the liveness data and document images needed for a KYC decision.
Face-to-ID matching
Matches the applicant's 3D FaceMap against the photo on their submitted identity document, helping confirm that the person completing onboarding is the same individual pictured on the ID rather than someone using a stolen or borrowed document.
Age estimate corroboration
Derives an age estimate from the 3D FaceMap that can be checked against the date of birth on the presented document, adding a further consistency check during onboarding.
Stored FaceMaps for future re-verification
Retains a reference 3D FaceMap so that the same customer can be re-verified in later interactions without repeating full document capture, supporting ongoing KYC obligations beyond the initial onboarding event.
Core capabilities
3D FaceScan capture
Captures liveness and facial geometry data in a short guided scan.
Document image capture
Captures front and back ID images within the same onboarding flow.
Face-to-document matching
Confirms the applicant matches the person pictured on their ID.
Cross-platform SDKs
Runs across iOS, Android and browser-based onboarding journeys.
Onboarding a new customer for a regulated financial product
A new applicant begins onboarding for a regulated financial account from their phone. They are guided through a short 3D FaceScan and asked to photograph the front and back of their identity document. The onboarding system matches the FaceScan against the document photo, checks the derived age estimate against the stated date of birth, and passes a confidence result to the KYC decision engine. If the checks pass, the applicant proceeds without needing a branch visit or a manual review call; if they fail, the case is routed for further review before the account is opened.
- 1Applicant completes a 3D FaceScan and ID capture on their device
- 2System matches the scan against the ID photo and checks the age estimate
- 3Result feeds the KYC decision, with mismatches routed for manual review
Expected outcomes
- Reduced reliance on in-person or manual document review for onboarding
- Stronger confidence that the onboarding applicant matches their ID
- A reusable identity reference for subsequent re-verification
How CyberLane helps
CyberLane helps regulated organisations assess where FaceTec's onboarding flow fits within their existing KYC and document verification stack, and how match and liveness results should feed into onboarding decisioning and escalation processes.
- KYC onboarding flow and integration assessment
- Decisioning threshold and escalation design
- Vendor comparison against alternative identity verification approaches
- Rollout and change-management planning
CyberLane is independent and works on the decision rather than the deployment. Product-specific delivery is coordinated with the vendor or a qualified implementation partner.
Official vendor sources
FaceTec does not publish a conventional use-case catalogue. These applications have been compiled independently by CyberLane from FaceTec's official product pages, technical documentation and published case studies, and are written in CyberLane's own words rather than reproduced from vendor material.
Evaluating FaceTec for KYC Onboarding & ID Verification?
We start with an independent conversation about where your exposure actually sits, before any technology decision is made.